T.U.B Investing

When do you realise you were in love with a company:  when the analysis you did was full of risks and you said its seem fine,  when the competitor share price beats 52 week high and your company is flat maintaining 52 weeks low, and you said fine, when you said their new business has some sort of potential and you are willingly to wait for it, when you realise you may want to sell and you feel you felt so heartbroken, when you know this is the US market and you keep saying their quantitative numbers are significant undervalued. Yes. I will do it tonight. Bye bye my beloved. Nevertheless, it really makes me feel LIKE SHIT yesterday and last night I went on a spending spree . Sounds like someone who is trying to walk out of a heartbreak.  Everything started yesterday as I wrote out my thoughts which I shared with my Fundamental Telegram Group Members and on my TUBInvesting Facebook . "Good morning everyone, just some thoughts... I dont know why the US market is still so r...

Dear Readers, It has been some time since I wrote my last post. Thus, I will be consolidating many of my thoughts over this time in short articles below in this post. Happy Investors Despite A Bloody Market Picture taken from Moltey Fool STI had went down from over 3100 points to the current 3045 points as of today. Although you still seem to notice people stating that they had exit the market with “many bloody wounds”, but its seem that there are also many people looking forward to this drop. For myself, I basically went through excitement, panic and indifferent in a few days. Since then, I have stayed indifferent to all the market downturn as I felt maybe there are still many people looking to enter the market. On the other hand, my portfolio has since dropped about over 6.5% since 26 Dec 2017. This is almost similar with the drop in STI ETF (including dividend) . In any case, I am still not performing better than the market. But I believe I will get there. Anyway, I ...

Trump claims the White House. That must spell disaster for the market, right? What a lie. Not only did the market not crash, it reacted well to President Trump. Bloomberg didn’t think the market would be remotely excited about Trump as the president. How wrong that was. No one took Trump seriously when he first started. How wrong that was too. Now, we think Asia is in trouble because of Trump’s nationalistic statements. Should you believe that? We don’t have a crystal ball in gaze into. But we do know, Donald Trump is first and foremost, a businessman. Growth in Asia isn’t going to stop. Business here remains as promising as ever, with or without United States. The tech giants, from Alibaba to Amazon to Google are pouring investment into Asia. We are living in a challenging yet exciting times. It will be U.S. loss to neglect Asia. But all these are of little relevance to investors. Unless it answers the fundamental question for investors – What do I do? Here’s o...

The economy is sick. Currently, it seems like no “bad” news is good news. When Fed didn't increase the interest rate, the market seem to be in a sudden boom. When oil price rise a bit, we become so happy and it seems like oil has rise to $80 again. When oil price drop a bit, we become so scared. But when a big firm, such as Hanjin or Deutsche Bank came out with major bad news, the whole world shakes in fear for A WHILE only. For we believe the governments will come to their aid. What happens if there is no aid? Does the current share prices seem valid? No longer are there any announcement of big projects that cause the share price to move. Share price movement are influenced drastically by analyst nowadays. The effect will be sudden pump and dump. We are like drug addicts. We are addicted to analyst reports. Without any analyst report, no one dares to buy or invest. Oh… and I can hardly find any good stocks. Good stocks that consistently earn profits, give consi...

It's been a while since I did a write up on the investment environment. So far...I only have 1 word for it - BAD. This conclusion is formed due to 1 reason - The Oil Price Is Still Falling. This is mainly due to supply and demand factors: 1. Oversupply due to USA increasing its shale oil output and other oil production. Thus, the usual suppliers like Saudi Arabia start to sell to Asian powerhouse instead.  2. Instead of cutting supplies like usual, OPEC is trying to defend the market share instead oil price. Further increasing the supply of oil. 3. Increase of the use of alternative energy sources. So lesser countries will use oil as a source of energy. 4. With the increase in supply, demand remains the same. So the price keep falling. So how has that affected the world? 1. With the oil export dependent countries having deficit, their sovereign wealth funds have withdrawn money from asset managers. ( Read news )  2. With this withdrawal ...

I will be categorizing my blog post more systematically, so it will be easier for readers and even myself to trace back to my previous writing. Fed did not increased Interest Rate By now, all of you will know that Fed decided not to increase the interest rate. Personally I am a bit sad as I was hoping for an interest rate increment so that price of the stocks in my watchlist to go lower (This is based on the assumption that an increase in interest rate will cause market downturn). However this inaction of not increasing interest rate has caused people to wonder - when will Fed start increasing? Oct? Dec? We will have to wait till the next meeting. Source; Federal Reserve Website   Nevertheless, with everyone expecting an increase of interest rate and Fed not doing so, has caused the market into turmoil. Many markets went down significantly the next day but China went up. STI only react minimally.  This will definitely caused the market volatility to c...

Telcos: M1, Starhub, Singtel (Part 2) You can read about Part 1 here which I wrote on 24 May 2015. However, things didn't go that well for me. I had itchy hands and got myself some lots of Singtel (@4.220) and Starhub (@4.05) on 25 May 2015 as I felt the drastic drop is enough. Never did I expect Telcos to continue to drop and so drastically. My over-confidence in my view blinded my vision and now my portfolio is "Telcos" heavy (I already had some M1 very long time ago). However, I came across an article  by Assi AK. In my opinion, it tell us to question our initial actions and if the investment will still do its job. So why did I enter into these 2 trades (Starhub & Singtel)? 1. For Dividends. 2. Blue Chips Stable company in view of recurring income. 3. Current Drop is due to 4th Telco News and maybe the "Big Boys" selling their shares. With the above reasons, I believe Telcos stocks are still good to hold. I bought them for the long term a...

Telcos: M1, Starhub, Singtel Over the last week (18 to 24 May 2015), the 3 local Telco prices dropped drastically. One of my friend was asking if he should pick up some of M1 stocks that time. I told him -  M1 has been a local company all along (only serving the customer in SG). Therefore, with the 4th Telco coming in, it is very bad being a local player serving mainly HP and Fibre Boardband customers.  In addition, M1 holds little cash (Similar to Starhub) and their high dividend yield is mainly feasible due to the recurring business. Despite being the first company serving the Fibre Broadband market, I believe Singtel is catching up. Thus, M1 recently announced an investment in Oman. This middle east market to me is unproven. Unlike UAE, Oman is not as developed (Correct me if I am wrong). In view of the above, the market may have react too by the selldown of the stocks. However, in my opinion, this sell down is too drastic as many facts are still unp...