T.U.B Investing

Before I start writing on the topic, I just liked to inform you that I had probably written my 2 MOST extensive and in-depth articles on a company on Medium - and that is definitely on my highest conviction company - Digital Turbine Inc (APPS).  Please read Part 1 and Part 2 here. A warning to you - these are over 10 mins read. That is how long it is. One important point that was not written and I just found out lately from their latest interview with Oppenheimer is that Digital Turbine is currently working with Meta on SingleTap! This will be amazing! Nevertheless, I will greatly appreciate if you could follow me on Medium as well. Thank you. Back to the topic... I have been wanting to write this post because this will remind the future me of my answers - whenever this question pops up in my head. When there is much fear in the market, there is always a few recurring questions - like "Why a particular company share price has been down trending?", "Why the economy so ...

When Japan announced that they are adopting negative interest rate , I decided that a new era has arrived. Imagine lending $100k to expand your business, and after 5 years, you only need to return $100k or maybe slight higher. Cost of borrowing will have really gone down for the corporates and even the savers. Individuals, who are savers, will have to find alternatives to get more return. Stock Market around the world has been very volatile - I really don't know what will happen tomorrow. Instead of doing an analysis individually, I rush through the weekend to finish this - Analyse on the stocks I am interested to invest in and find the target price I should enter for that stock. Do note that minimum input was done and business analysis was put aside. The review was just done on the financials.  And also, a mindset was required for this analysis - "Every stock will have an entry price. It is just a matter of how far it is or how near it is from its current price."...

What is happening in the market next - How will I know? Read the post here and here on my previous view of my strategy. STI has failed to break the 2500 points on Friday and instead rises 44.39 points to 2577.09 points. Some said this is due to the announcement of QE by China and Europe. Others said that it is because the market is oversold. There are also people saying QE is poison and that the economy is still in dire state. One of my friend even stated - "Do you know that Hang Seng Index is trading below its Net Asset Value?" (Read here ) Then again, isn't Asset Value self-determined too? It is so confusing. So I have decided - Why bother thinking what the market is thinking? Lets not waste our brain cells. I will just look for stocks that pass Triple S Scorecard. Because stocks that pass Triple S Scorecard are good companies that should be able to endure any downturn. And Yes - No more changes in the strategy.

You may have read about my strategy for the bear market in this post . This is just a short update. After looking at the STI free falling till 2559 today, I decided to enhanced my strategy. I will only start buying stocks once (1) STI falls below 2500 and (2) the company must pass my Triple S Scorecard. Previously I stated I will still buy quality stocks that pass the Triple S Scorecard in the meantime, and blue chips will only be bought when STI falls below 2500. Now it's a combination of both. This meant that I will be using the Triple S Scorecard for blue chips as well, which I have always stated that I should not do it as it may not work. However, at this point of time when everything looked so cheap, its only important that you picked the right company. Thus the enhancement in my strategy. This also meant that I will definitely miss out on the REITs and Trusts Stocks. I guess this is alright in view of the number of bargains available at the moment. If you are intere...

As you should know, the bear has arrived. Everyone is explaining about their own differentiated views and directions. Thus, it is starting to get a bit confusing. So I guess its time to review how I should approach this Bear Market and this post will be a reminder. My mission is to "Buy Quality Companies With High Margin Of Safety That Can Withstand This Short Term Volatility And Sustain Paying High Dividend" 1. Do up a Watchlist of Stocks with expected Entry/Re-entry Price During this period, every single stock will be on discount. Everyday as a value investor, you will be tempted to enter the market. But remember your cash is limited. So you will have to do up a watchlist of stocks and each stock should have a entry price. 2 - Blue Chips vs Dividend vs Value vs Others If you look at my portfolio , you can break the stock into 4 categories - Blue Chips, Dividend, Value and Others. I realised my Blue Chips and Dividend Stocks have been hit v...