Showing posts from March, 2015

My Approach In Finding The Stocks I Want

Do note that my views are value-investment related and looks strictly at fundamental aspects of the company. 1. SGX Stock Screener (StockFacts) I use StockFacts to reduce the time required to find my value-buys.  Many of you may argue it may not be accurate or outdated. But do note that further checks on the financial reports of the shortlisted stocks should still be done to ensure the stocks will fit into the criteria. Criteria key in are (1)  PE < 10, (2)  PB < 1.5 and (3)  Dividend Yield > 4% and ranged according to  Debt to Equity or % Drop in Price from 52 Weeks High. 2. Debt to Equity (Excluding Intangibles) < 0.25 or 25% Debt to Equity must be less than 0.25 or 25%. My friend once told me, "if a company do not have debt, this means the company may not have the ability to expand." But there is always 2 sides to each story as low debt/no debt may also mean that the company still has potential to expand and do not require to pay high f

About Me and T.U.B Investing

About Me I am the founder of T.U.B Investing Blog and the Co-founder of Fundamental Scorecard .   I am a full-time employee  who started investing in 2009/10 during my university days. Like many of us, I had my fair share of mistakes at the start of my investing journey. The worst time was when I used all my saving to bet on warrants, losing half of it. It was only after reading  the book, Value Investing: Tools and Technique for Intelligent Investment by James Moniter,  in 2011 that I8 realise the need for a more consistent value-focus strategy.  I tried reading more books, but it became apparent that the more information I gather, the more I got confused. Thus, I stopped and came up with my own way of analyising companies' financial statements by gathering key concepts from each book I read. Subsequent investments resulted in more hits than misses, giving me the confidence to declare that I have found my unique way of investing.  Being a risk-adverse small-lo

Why I Started This Blog

T.U.B Investing was started to share my learning journey as well as my findings on individual stock.  As for the stretched goal, it is to influence the non-investor to invest or at least understand what is investing. I took a long time to finally put this idea into action due to: 1. Worried about getting criticised. 2. Wrong calls. 3. No readers. 4. Saturated Market of investment bloggers A Seasoned Investor/Successful Blogger once told me - "I share my investment philosophy, my journey, my mistakes and my successes freely. In return, people share with me their thoughts. All of us can learn from each other. There will be unfortunate incidents from time to time. After so many years, I have gained some immunity. ;)" This led me to think that - if I believe and trust that I am right, then I should be free of the above worries. After all, sharing is caring. But still - Please read T.U.B Investing with a pinch of salt and do your due diligence before fo