T.U.B Investing

Note: I am not trying to spread FUD here. I am just doing some research and thought it was a good topic to write about. To combat inflation, the Fed has been raising rates. The current Federal Reserve rate ranges from 1.5 percent to 1.75 percent. The Fed is expected to raise  rates from 3.25 percent to 3.5 percent by the end of 2022. This has resulted in a bear market in the United States and predictions of a possible recession. As a result, investors are seeking a safe haven in which to invest. The STI Index is seen as a safe haven by some. This is implied by the 0.63 percent YTD decrease in the STI vs. the 19.3 percent drop in the SPY ETF, as shown below. SPY vs STI. Screenshot from Yahoo Finance My Chain of Thoughts: 1. Many investors are drawn to the SG market because of the prospective dividend payout. Currently, based on its current price, STI provides a potential 3% dividend yield .  2. SSB is now giving 2% for a one-year holding period and 3% for a ten-year holding pe...

Sometimes, I blame myself for not being successful enough. Because if you are, maybe more people will listen to you. In Sep 2020, I put out a few post to inform people not to ignore STI ETF. 5 Sep 2020 -  The Risk Of Passive Investing In ETF 8 Sep 2020 -  If I Had To Choose - STI ETF or One of its Components? If you had enter on 4 Sep, you will be sitting on around 12% gain in almost 2.5 months? On 24 Sep 2020, I had also inform readers of my actions to purchase more US Stocks . Since then US stocks has made an amazing comeback! On 27 Oct 2020, I also inform readers of my thoughts of using SG as a hedge to my US Stocks. I also informed them to enter slow and steady, with caution. If any one of you had read and taken action, please comment on the post, on my FB page or just share this post. The fact is if anyone had taken action, they will be sitting on some gains now. But if you are in FOMO (Fear of missing out) mode, please switch out that mode and look at your cash pile. It...

It has been a while since I wrote so often. While I talked about the Risk of Investing in ETF in the last post , I particularly mention about STI ETF. So I thought I should clarify my position and also address a particular question that I believe members of my Fundamental Scorecard Telegram Group will be interested (And maybe you who are reading this post). While everyone is busy looking at the US market tonight, I am writing about STI ETF. While everyone is raving about S&P 500 rising from the dead, here I am writing about STI ETF which is trying to go lower everyday. To start off, I don’t disagree in investing in US markets now. In fact, I encourage it. But one must make the purchase with the mindset that “this could be a permanent loss of capital” (Atas sentence cause I watched too many Guru Youtube lately) . So you should only press the buy button IF you know the company well enough. This has also been what I have been preaching to everyone in the Fundamental Scorecard T...