T.U.B Investing

I’m back. I’ve been too busy at work and have no time to blog. When it’s the time to blog - Everything turned red. Thus, I end up using the time to review my portfolio and the potential companies I can invest in. This time round I will list down all the companies I have a stake in: ISDN Holding Limited Sin Ghee Huat Corporation Limited PNE Industries Limited Chuan Hup Holding Limited LHT Holdings Limited TTJ Holdings Limited Accordia Golf Trust M1 Limited Singapore Telecommunications Limited Sapphire Corporation Limited SEMBCorp Industries Ltd Macquarie International Infrastructure Fund Suntec Real Estate Inv Trust Oversea-Chinese Banking Corporation SATS Ltd CH Offshore Ltd Maxi-Cash Financial Services Corp Ltd (I have been told by many gurus that I am too risky when I realise my holdings in my previous post. Hopefully this revelation will ease their worries. In addition, I will proceed to explain why I invested in each individual companies when...

Yes I went for the 5 th Session of “An Evening with AK & Friends”. Unlike some of you, this is my first time going for this session and I really appreciate the knowledge that was discussed during the 3 hours session. Basically it was a session talking about CPF, Insurance (By Christopher Tan from Providend Ltd) and “AK talking to himself” as usual. (Note: I am not a very good writer and never really take any notes. So I will just write from my memory and in point forms.) Firstly we talk about CPF, Medisave, CPF Life and Minimum Sum as follows: CPF SA has a guaranteed 4% return (as of now) – 1 of the best risk free return out in the market.  Medisave Life – It is a better form of Medisave that do not discriminate between illnesses and will cover your whole life. Minimum Sum - This is the most interesting part of the discussion. It is stated that the minimum sum, currently at $161k, will increase 3% every year so that everyone can have at least 650/m...

At last, time to talk about my Portfolio... A few facts before I start on the exciting stuff: Invest/Trade with only what you can afford to lose – so that you must be prepared to loss all before putting your hard-earn money in. This is to curb against the emotions of accepting losses and looking at paper losses. Invest in Companies and not “Short Term Trading” – This meant that I look at the companies, business model, financials and not just the charts and price. Min Technical Analysis – I still look at charts and try to avoid a company whose share price recently rise significantly, or another that’s at a 52 week high. Portfolio Action and Not Monthly/Daily Action – I invest via a pool of funds. For example, if the fund size is $10k, this meant that I do not try to buy shares for the portfolio by adding more cash to the portfolio. Any increase in the portfolio should be due to the share price appreciation or dividend given. Resources are limited – This makes you select you...

Back from my hiatus. Been busy working and also participated in the Invest Idol Competition (Don’t really think I will win but just trying). During the preparation of the Invest Idol, I decided I require a more consistent approach to my investment methods. So I created my Value Stock Scorecard. It is an improvement from my previous approach as it added a series of consistency to how I view ratios and numbers. After inputting the data, each calculation or Ratio will provide a score of -1, 0, 1 or 2, depending on my allocation of the score for that ratio/calculation. Thus, if all of the individual score adds up to 9 or more (out of 14), the stock is a value stock. However, I have also added a series of non-score related consideration to further enhance or reduce the possibility of determining if a stock is a value stock. Factors with Score: Company or Parent Firm must not be from China, Malaysia or Hong Kong – The scandals from the S-chips (can we ...

I have been wanting to talk/share about my new portfolio of Small Cap stocks. If you have read my previous post, I have blog about my investment in Sin Ghee Huat and ISDN Holdings (2 of my many small cap stocks). As a fundamental-analyst-value investor, I am always on the lookout to see if these stocks are true to my analysis and if they are truly a value stock (I will not want to share something that is wrong.). Furthermore, I realise my views have been inconsistent in some of my stocks purchase. Thus, I have been trying to come up with my own scoreboard/scorecard to analyse a company's financial statements. But it seems that based on my current draft criteria - many companies will qualify as a value stock. In addition, due to the many complications within the Singapore Market - Shares Conslidation, Reduction in Oil Price, Greece-related movements, China-related news movement, etc. - Suddenly there are many net-nets in SGX. Source: The Motley Fool I guess I will need...

Many of you might have read what I wrote about Singtel  and some of you asked me about my investment in M1 as well. I bought it at 2.66 in Sep 2012 and have been holding on to it since. Every year I received about 4% to 5% of Dividend and I believe this will continue. M1 has always been my prefer choice of local telco investment, prior to the 4th Telco News, because: 1. Cheapest Defensive Stock among the 3 Telcos and with the one with the lowest debt. 2. No Cable TV or Mio TV - With the streaming services readily available on the net, this seems like a lose-making venture, especially with the fighting of the EPL rights. Charging sky high prices towards the consumers will only backfire eventually. 3. First Teleco to step into the fibre boardband spectrum. 4. Consistent Rising Trends. Singtel and Starhub, at that point, has a more roller-coaster trend. So with the news of the 4th Telco (in additional to the Greece Drama as well as the new up and coming China D...

Ever since I have joined some of the Facebook Groups and follow some of the experienced traders, my methods has changed. Rather than just solely looking for at value investing shares, I look at: 1. News - On future opportunities  I have talked about AIIB, Japan Investing in Asia and ICT Tenders (Read here Part 1 & Part 2 ). Now I have found other interesting news as well. Singapore building an Indian City - Blue Chips will definitely get involved. But how profitable will it be? Sembcorp Intention of Buying 1MDB Edra? - Opportunity or Political Move or Something in the dark we don't know? My view is that most probably they intent to expand their utilities unit in view that Oil and Gas is not doing well. Greece Risk Timeline - A matter that will create shock wave across the world. I always view these news as opportunity rather than risk. If its risky, invest after that event as blue chips tend to fall. If its opportunity, invest before it happen as these events...